Total world vs S&P 500
Compare a total world fund against an S&P 500 fund, including global coverage and foreign-dividend character.
VT holds the total world market, combining US and international stocks in one fund. VOO tracks the S&P 500, which is US large-cap only.
Because VT includes non-US holdings, part of its dividends are foreign and carry foreign taxes that may be claimable as a credit in a taxable account. Run the backtest to compare the global and US-only paths after taxes.
Historical results
Historical results for a $10,000 lump sum with dividends reinvested and monthly rebalancing, as of 2025-12-31. Past performance does not guarantee future results. Not investment advice.
After-tax assumptions: Single filer, $150,000 income, taxable account, HIFO lots, 2026 federal brackets, no state tax.
Run it live with your own dates and tax profileHow much of VT is outside the US?
VT weights holdings by global market capitalization, so a large share is US stocks and the remainder is international. The exact split shifts with relative market values over time.
Why compare a global fund to the S&P 500 after taxes?
The international portion of a global fund introduces foreign dividends and a possible foreign tax credit in a taxable account. Comparing after taxes keeps those effects visible alongside coverage and currency exposure.
Run this comparison with your own dates, account type, and tax profile.
Open the prefilled backtest