Plans & limits
What you can run anonymously, what a free account adds, and what Pro adds, tool by tool.
On this page
How access works
Use the tables below to check sign-in requirements, plan features, and run or storage limits. Anonymous access lets you try research tools. Free accounts add saving and higher daily limits. Pro adds tax-aware household runs, monitors, and exports.
- Anonymous: backtests, Monte Carlo, the Optimizer, the Signal Analyzer, and most calculators run without signing in. Anonymous runs share a small daily compute budget in addition to the per-tool caps below.
- Free account: saving analyses and strategies, the personal tax profile, household setup, and higher daily limits.
- Pro: tax-aware household runs, unlimited planner runs, monitors with email alerts, CSV exports, advisor PDF reports, private saves, and the highest limits.
Portfolio and research tools
| Tool | Anonymous | Free account | Pro |
|---|---|---|---|
| Portfolio Backtest | Runs, up to 3 portfolios with 2 sleeves each | Up to 10 portfolios with 5 sleeves each | Unlimited portfolios. Each portfolio can have up to 100 sleeves. |
| Extended-history (.SIM) tickers | BND.SIM, GLD.SIM, IEF.SIM, QLD.SIM, QQQ.SIM, SPY.SIM, SSO.SIM, TLT.SIM, TMF.SIM, TQQQ.SIM, UPRO.SIM, VTI.SIM | Every .SIM ticker | Every .SIM ticker |
| Monte Carlo | 10 runs per day, 10,000 paths per run | 25 runs per day, 10,000 paths per run | No daily cap. Up to 100,000 paths and tax-aware mode. |
| Portfolio Optimizer | Runs | Runs, saving | Runs, saving, exports |
| Signal Analyzer | Runs | Runs, saving | Runs, saving, exports |
| Asset Analyzer | Up to 3 tickers | Up to 10 tickers | Unlimited tickers |
| Factor Regression | Runs | Runs, saving | Runs, saving, exports |
| Match Factor Exposure | Sign-in required | 5 candidates per run, 10 runs per day | 25 candidates per run, no daily cap |
| Strategy Builder | Sign-in required | Build, backtest, and save up to 10 strategies | Unlimited strategy saves, exports |
| Rebalancing Sensitivity | Sign-in required | 100 sweep combinations (24 tax-aware), 3 sleeves | 10,000 combinations (400 tax-aware), unlimited sleeves |
| LETF Analysis / Leverage Calculator | Runs | Runs | Runs, exports |
Planning, tax, and monitoring tools
| Tool | Anonymous | Free account | Pro |
|---|---|---|---|
| Tax Rates / AMT Calculator / Compensation Planner / 401(k): Pre-tax vs Roth | Runs | Runs, tax-profile autofill | Runs, exports |
| Tax Profile & Accounts (setup) | Sign-in required | Full setup: accounts, tax context, holdings | Full setup |
| Household | Sign-in required | Overview, drift, warnings, live strategy state | Adds monitors and email alerts |
| Household Tax Opportunities | Sign-in required | Full diagnostic and review workflow | Adds CSV exports and the review bundle |
| Household Rebalancing | Sign-in required | Configuration and preview | Runs the multi-account tax-aware backtest |
| Account Placement / Auto-Optimizer | Sign-in required | Configuration and preview | Runs comparisons and placement proposals |
| Retirement Planner | Configuration and preview | One run each day, without glidepaths or sweeps | Runs plans, glidepaths, and sweeps without a daily limit |
| Roth Conversion Planner | Sign-in required | One run each day | Runs multi-year conversion schedules without a daily limit |
| Decumulation Studio | Sign-in required | One run each day, without the marginal surface or year drill | Runs joint conversion and withdrawal optimization without a daily limit |
| Planning Comparison | Sign-in required | Pro required | Composes saved planner runs side by side |
| Monitors (signals, drift, tax-loss, household) | Sign-in required | One allocation drift monitor with email alerts | Unlimited monitors and every monitor kind |
Workspace and export limits
| Tool | Anonymous | Free account | Pro |
|---|---|---|---|
| Saved analyses | Not available | 10 | Unlimited |
| Saved strategies | Not available | 10 | Unlimited |
| Saved comparisons | Not available | 25 | Unlimited |
| Research tickers | Not available | 5 | Unlimited |
| Private saves | Not available | Not available | Included |
| CSV exports | Not available | Not available | Every result surface |
| Custom data upload | Not available | Not available | Up to 50 series |
| Summary PDF (watermarked, one page) | 3 per day | 10 per day | Uncapped |
| Advisor PDF reports | Not available | Not available | Portfolio and tactical share replays |
| Email this analysis | 5 per day | 5 per day | 5 per day |
Notes
- Tier-gated tools keep the configuration form visible and show a preview with a sign-in or upgrade prompt in place of the results.
- Per-minute rate limits protect shared capacity. They are separate from daily caps.
- Current pricing is on the pricing page. This page tracks functional limits. The changelog records limit changes.
If a run gives a limit message, check your sign-in status, the tool tier, and the daily cap. Caps reset daily. Monthly quotas do not apply.