90/10 Portfolio Backtest

Historical backtest of a 90/10 portfolio: 90% US total stock market (VTI) and 10% US aggregate bonds (BND), rebalanced annually.

Backtest window: 2007-04-10 to 2026-06-05. Results as of 2026-06-05.

Assumptions

Results

Portfolio CAGR Max drawdown Volatility Sharpe Sortino Calmar
90/10 (VTI/BND) 10.2% -50.0% 17.7% 0.56 0.78 0.20

Growth of $10,000

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Historical simulation computed by the ArthaPilot backtest engine with total-return (dividends reinvested) prices and annual rebalancing, before taxes and fees. Past performance does not predict future results. This page is educational and is not investment, tax, or legal advice.