v3.0-v3.3 workflow release
A launch guide to the household, tax-aware backtesting, Roth conversion, decumulation, and live strategy workflows added across ArthaPilot v3.0-v3.3.
ArthaPilot is moving from isolated portfolio tests toward a household modeling workspace where accounts, taxable lots, retirement-tax assumptions, and strategy checks stay connected.
This release path adds the pieces users need to ask a harder question: does a portfolio or strategy still make sense after tax lots, account types, withdrawals, conversions, RMDs, and household constraints are visible?
Start with one question
Live strategy check
What would a saved strategy imply for this household portfolio today?
Output previewSignal state | data date | transition eligibility | pending trades | account drift
Open household dashboard →
Tax-aware household run
Does the pre-tax result still hold once account type, lots, and realized-tax effects are included?
Output previewPre-tax result | after-tax value | annual taxes | realized gains | routing notes
Open Tax-Aware Allocator →
Retirement-tax schedule
How do Roth conversions and withdrawals change when tax thresholds stay visible?
Output previewConversion schedule | bracket usage | IRMAA/ACA markers | lifetime tax | terminal wealth
Open Roth example →
Personalized setup
If you can share an anonymized scenario and critique the workflow output, use the 7-day Pro trial to test it against the current workflow. Useful cases include taxable lots, Roth conversion timing, withdrawal sequencing, replacement ETF research, or a live strategy check. Email with an anonymized outline.
Send the rough question, not personal account credentials.
Keep dollar amounts anonymized if needed.
ArthaPilot remains modeling software, not advice.
Use the launch workflow when a normal backtest or retirement calculator feels too detached from real taxable accounts. The useful output is not a single answer; it is a reproducible scenario with the assumptions exposed.
ArthaPilot is modeling software, not advice, account aggregation, tax filing, or trade execution. The workflow is designed to make assumptions and tradeoffs inspectable before a user discusses decisions with qualified professionals.
Is this a new separate product?
No. It is a release guide for workflows already inside ArthaPilot: household setup, tax-aware backtesting, Roth conversions, decumulation, tax opportunities, and live strategy checks.
Do I need a complete household setup to try it?
Some tools can be explored with examples, but the household workflows become useful when accounts, taxable lots, and tax assumptions are entered carefully.