One household. Clearer financial decisions.
Model accounts, holdings, tax lots, and family context together. Carry the same household facts into connected planning tools.
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One household, many decisions
Your household, in one view.
Questions this household can answer
- Tax-Aware Allocator
- Is anything off target? VTI +19.36%. The largest drift from the household target allocation.
- Household Tax Opportunities
- What can we harvest this year? $21,440. Harvestable losses, the largest $15,600 in BND.
- Asset-Location Backtester
- Would different placement cost less? $12,487 to $11,442. Modeled annual tax drag under a compared account placement.
- Roth Conversion Planner
- How much room is there before RMDs? $549,545. Modeled conversions across 5 years, inside the bracket.
Model your portfolio through history, before and after tax.
Illustrative portfolio value and transaction history.
Plan around the household you actually have.
- Accounts and holdingsBring household members, accounts, positions, and tax lots into one record.
- Tax opportunitiesReview harvest candidates and account-level tax context together.
- Asset placementCompare modeled tax drag when holdings move across account types.
- Retirement decisionsCarry the household into income, conversion, and withdrawal scenarios.
Results keep their assumptions and calculation context. The household examples show modeled scenarios, not account recommendations.
How results are verified