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Roth 5-Year Clock
Glossary · Retirement & Planning
Definition
Each Roth conversion starts a five-year waiting period before that converted amount can be withdrawn penalty-free (before age 59 1/2). Planning tools track these clocks per conversion year.
Terms are defined in the context of how ArthaPilot uses them. For authoritative definitions, consult the SEC, IRS, or a qualified financial advisor.