Simple Path to Wealth
Straightforward 75/25 stock-bond allocation.
- Type: Fixed
- Frequency: annually
- Asset classes: US Equity, Bonds
- Backtest window: 2007-04-10 to 2026-08-06
- 1Y
- 22.5%
- 3Y
- 75.8%
- CAGR
- 14.4%
- Max DD
- -22.4%
- Sharpe
- 0.64
Methodology
- Allocate 75% VTI and 25% BND.
Source: Collins, J. L. (2016). The Simple Path to Wealth.
Headline backtest performance as of 2026-08-06.